Terms of Service
Effective Date: July 30, 2026
Last Updated: July 30, 2026
Welcome to seravalue.com. These Terms of Service (“Terms”) govern your access to and use of the website operated by Seravalue LLC (“Company,” “we,” “us,” or “our”), doing business as Seravalue.
By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Site.
1. Educational & Entertainment Disclaimer (No Financial Advice)
- For Informational Purposes Only: All content on this Site—including articles, data, calculators, opinions, and analysis—is provided strictly for educational and entertainment purposes.
- No Professional Advice: Nothing on this Site constitutes financial, legal, tax, accounting, or investment advice. Seravalue LLC is not a registered investment advisor, broker-dealer, or financial planner.
- Personal Responsibility: You are solely responsible for evaluating your own financial situation and making your own investment decisions. You should consult a licensed financial advisor, attorney, or accountant before making any financial commitments.
2. Intellectual Property Rights
The Site and its entire contents, features, and functionality (including but not limited to all text, graphics, logos, images, design, and software) are owned by Seravalue LLC or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, or publicly display any content without prior written permission from Seravalue LLC.
3. User Conduct
You agree to use the Site only for lawful purposes. You agree not to:
- Disable, overburden, damage, or impair the proper working of the Site.
- Attempt to gain unauthorized access to any portion of the Site, server, or database.
- Use any robot, spider, or automated device to access or scrape content from the Site without permission.
4. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. SERAVALUE LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF ACCURACY, COMPLETENESS, RELIABILITY, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.
5. Limitation of Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL SERAVALUE LLC, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY LINKED WEBSITES, OR ANY CONTENT THEREON, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF FORESEEN.
6. Indemnification
You agree to defend, indemnify, and hold harmless Seravalue LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, losses, costs, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.
7. Governing Law & Jurisdiction
All matters relating to the Site and these Terms, and any dispute or claim arising therefrom, shall be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any choice or conflict of law provision. Any legal suit or proceeding shall be instituted exclusively in the federal or state courts located in Pinellas County, Florida.
8. Changes to These Terms
We reserve the right to revise and update these Terms at any time in our sole discretion. All changes are effective immediately when posted. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.
9. Contact Us
If you have any questions regarding these Terms, please contact us at:
Email: thomas@seravalue.com
Entity: Seravalue LLC, Saint Petersburg, FL 33701